当 市场火爆,行情看涨在美国,很多人认为是时候卖掉他们的租赁投资了. 但 there are better options to consider before you go ahead and place it on the market.
从回顾你的投资目标开始. If this property no longer fits into your strategy as a 凤凰城 real estate investor, 也许是时候卖出了. 但, before you put it on the market and pay a sales commission and selling costs, find out if there’s still more money to be made from the property. 你可以 投资于升级 或者以更优惠的条款对房产进行再融资. 也, 考虑1031交换, 卖你所有的东西, and buy a different investment property while deferring the capital gains you’d pay on the asset you sold.
Regardless of where you are on your investment journey and what you’re planning, 我们是来帮助你的 全国最大快三平台网 资源. We can have a conversation about where you are and where you want to go. That may help us frame a good discussion on whether or not it’s the right time to sell your property.
分析你的数据和现金流
你可能在你的出租财产上赚的比你意识到的更多.
The idea of selling right now to make a profit may seem attractive, 但要客观地看待你的数据. Compare what you are earning now on your property and what return you would be earning on the new investment you are considering to take its place.
当你的投资回报下滑时卖出是有道理的, 但你可能会对你真正挣到的钱感到惊讶. 我们想和我们的老板讨论一下现金流, 然后看看每年的升值情况并计算 房产所有者享受的税收节省. 很多次, the total return on equity that a rental property provides supersedes other investment strategies. Even better is the fact that your property will continue to provide an increasing cash flow as rent rates increase while debt service stays the same. 所以,如果你没有更好的地方来存放你的钱,就不要卖.
Numbers talk, so look at the return on all the equity you’re building.
There may come a time when the equity has increased so much in the property that the same return on that increased equity is now much lower on a percentage basis and calls for you to reposition that equity. This means that you have too much money locked in the property because the price increased, and you can find other ways to make that money work better for you.
不离开市场就卖出:1031交易所更好
你可以卖, 你可以换1031, or pull out some of the equity through a refinance and use that cash for a down payment on another home. 这是一个很好的方法 不断增加你的投资组合.
Another reason to consider selling your property is because its location is no longer working for you. 这一地区可能会有商业扩张, 这使得吸引和留住长期租户变得困难. Maybe your maintenance costs are outpacing what you’re able to earn.
但这并不意味着你必须套现.
考虑1031交换. 与一个 1031交换, you don’t have to sacrifice the money you’ve earned on your property. It serves a more effective long-term investment strategy than selling.
以下是它如何工作的概述:
- 当你出售一处能带来收入的房产时, 你需要为你卖东西赚的钱交税.
- If you buy a new investment property – or several properties – that are similar to the one you’re selling, 你可以推迟支付那些税.
This is especially beneficial to investors who would face a large tax bill by selling a property. Let’s say you bought your rental home 10 years ago for $85,000, and you just sold it for $250,000. That’s a huge profit margin, and the money you earn will be taxed.
与一个 1031交换, you can get rid of a rental property that’s no longer serving your investment goals, but you’re gaining a property (or properties) that can provide better returns.
全国最大快三平台 at Service Star Realty if you’re thinking about selling or looking for additional ways to earn more on your 凤凰城 rental properties.